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Understand Your Rights Before You Start

These legal terms set out how semartjitu operates, what you can expect from us, and what we expect from you. Access to our lobby depends on local law and is available only where permitted in your region.

Account EligibilityData HandlingDANA, OVO, GoPay Wallet TermsUser RightsRegional Access Conditions
semartjitu Understand Your Rights Before You Start
HOW WE HANDLE IT

Data, Cookies, Security and Your Account

We keep your account data only as long as your account is active or as required to resolve a dispute. Once an account is closed and all obligations settled, personal data is removed from active systems. Here is how we approach each area that matters to you.

Data Retention

Account data — including wallet details and transaction history for DANA, OVO, GoPay — is kept while your account is open. Closed accounts are purged from active records after obligations are resolved.

Cookie Policy

We use session cookies to keep you logged in and to remember your lobby position. No third-party advertising cookies are dropped. Clear them anytime in your browser settings without affecting your account.

Account Security

Your login is protected by OTP verification sent to your registered mobile number. Any change to your linked wallet — DANA, OVO, or GoPay — triggers a re-verification step before the new wallet is active.

Requesting Changes

To update personal data, correct a wallet mismatch, or request full account deletion, contact us through live chat or email. We confirm receipt within one business day and process requests in order.

CONTACT PATHS

Reach Us About Any Legal or Policy Question

If you have a question about how your data is used, want to request account deletion, or need to dispute a term — our support team handles all of it. Use the channel that works for you. We respond to legal and policy queries in the same queue as account support.

Live Chat Open the chat widget from any page on semartjitu. Our support team picks up legal and account queries through the same channel — no separate form needed.
Email Support Send your policy question or data request to our support address listed in your account dashboard. Written requests for data access or deletion are handled by email.
Account Help Page Log in and head to the help section for wallet verification issues, account status, or to flag a mismatch between your DANA or OVO name and your registered details.

Common Questions About Our Terms and Policies

These are the questions we get most often about how our legal terms work in practice — from account access to wallet data and your rights as a user.

Access depends on local law in your region. You must be of legal age in your jurisdiction and located in a region where access is permitted. We check eligibility at registration and reserve the right to restrict accounts where access is not allowed.

Yes. The name on your registered e-wallet — whether DANA, OVO, or GoPay — must match your account name exactly. A mismatch will hold your withdrawal until our team verifies your identity through the support channel.

Your data is used only to run your account, process wallet transactions, and respond to support requests. We do not share or sell personal data to third parties. Data is held while your account is active and removed after closure.

Yes. Send a deletion request through live chat or our support email. We confirm receipt within one business day. Once your account is closed and any outstanding balance is settled, personal data is removed from active systems.

If a change in local law affects your eligibility, we will notify you through your registered contact and provide a window to withdraw any available balance before the account is suspended. We follow applicable local law in all cases.

Cookies keep your session active and remember your lobby position. They do not track you across other sites or pass data to advertisers. You can clear them through your browser at any time without losing your account or wallet links.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.