What We Collect and Why We Collect It
When you open an account with semartjitu, we collect the details you provide at registration — your name, email address, and the mobile number linked to your OTP verification step. When you make a deposit or withdrawal through DANA, OVO or GoPay, our payment processor records
-
1
the transaction reference and wallet identifier so we can match funds to your account correctly. We do not store your full wallet PIN or bank credentials. We also collect device and session data — browser type, IP address, and session timestamps — to keep your account
-
2
secure and to detect unusual access patterns. This data is processed to fulfil your account service, verify your identity as required by the platform's compliance obligations, and resolve any payment disputes you raise with our support team. Log data is retained for a defined period and
-
3
then deleted in line with our internal retention schedule. You can ask us at any time what data we hold against your account, and we will provide a summary through our support channel. Availability of account services depends on local law and eligible regions.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.